What we were missing was a fire safe records box. We got a 1.2 cubic feet one from Costco that is SentrySafe brand - water, fire and security (they also have models for media protection). Couldn't figure out the fingerprint lock though - always errored out when scanning in our fingers.
Now the trick is figuring out what to put in the safe. Good thing JPL on AllFinancialMatters gave us a checklist.
So for all of you procrastinators out there, not more excuses - get a safe deposit box, and be safe!